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Regarding the author of this book, Haret Aban, Japan's Matsumoto Chongji made the following description in "Shanghai Times" (Shanghai Bookstore Publishing House, 2005):1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.If these two skills are released immediately after carrying the recommended CD, the output of the blood river can be significantly increased.However, Article 11 of this Regulation stipulates: "The following items are not included in the scope of total wages: various expenses related to labor insurance and employee benefits.而黎章在蜈蚣岭准备了两年，就是要利用这条水路奇袭孔雀城。驰名全球的预测帝章鱼保罗之子-保罗二世，为弘扬父亲的正义精神，传承父亲的预测大业，冲破赌博集团对它的控制，多次逃脱追捕，来到中国学习预测祖师诸葛亮的预测术，在高考生水萌萌和金涛的帮助下，机智配合警方捣毁赌博集团，最后闪亮登上世界杯足球决赛现场，做出了独立自主、精准无比的预测，成为亿万民众推崇的新星。