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Understanding the Caching Agent:The main purpose is to make oneself understand more deeply, and also hope to make it easier for readers to understand without feeling dry.项庄所言的也是一个事实，可以说代表了一部分的想法，只是大家不敢轻易说出来而已。神都战神拓跋羽从边塞带回一个九霄灵狐，关押在府内。此后神都屡屡出现死者诡异的奇案。死者均是神都极美的女子。为了平息此事，拓跋羽悬赏千两召集破案能人，降魔师主动请缨，并大胆质疑此事是妖所为，整个神都震惊。板栗笑道：我算什么富家公子？也是农家的娃，不过就是家里稍微殷实些。Qingdao is a relatively developed area for private lending. Therefore, the private lending business is relatively mature for a long time. P2P under Qingdao mode basically needs real estate as collateral, while cars and others are not allowed to be used as collateral to control risks. When investigating several large P2P websites, it was found that the collateral required by them was all a real estate certificate, and it was required to be a real estate in Qingdao that could be seen and accurately valued. Therefore, P2P enterprises in Qingdao basically do not do business with outsiders. Behind the strict mortgage system is the lender's low-risk protection. Therefore, one of the biggest characteristics of Qingdao model is that it has low risks and low non-performing loan ratio. Qingdao P2P mode has the lowest risk, and P2P enterprises also bear the greatest responsibility. Therefore, Qingdao P2P enterprises are typical "composite intermediary". However, as its enterprises are all transformed from private lending agencies, Therefore, they do not attach importance to the role of the network. Most of its website pages do not have personal loan information or loan information, It is the company's self-promotion, which aims to allow borrowers or lenders to meet and discuss with their companies. Moreover, Qingdao only does local business, which limits the scale expansion of intermediary enterprises. As the main feature of P2P enterprises is to operate on the basis of the network, the Qingdao model is not a typical P2P credit in a certain sense. Qi Fang Mode: The student aid platform mode Qi Fang P2P has more public welfare color, but it also has considerable profits. Facing the serious economic stratification of college students, Qi Fangwang has targeted its target group at paying tuition fees but needing to participate in education, training and investment outside the university.遥想上一次惊心动魄的冒险已经远在六年之前，如今的哈罗德（约翰·赵 John Cho 饰）和卡玛（卡尔·潘 Kal Penn 饰）也已各自过上安定的生活，哈罗德成为了华尔街一名有为商人并已结婚，而卡玛还依旧住在当年和哈罗德合租的旧公寓。眼看圣诞将至，哈罗德的父亲和岳父决定前来一起过节，岳父还特地带来了他最钟意的一棵圣诞树。一天，卡玛收到一个写着哈罗德名字的包裹，他决意上门将其交给哈罗德，然而意想不到的事发生了，两人竟然无意中烧毁了岳父的圣诞树，为了在岳父发现之前找到一棵以假乱真的替代品，他们再次走上纽约街头，不过依二人的一贯作风，这次的寻找圣诞树之旅，恐怕又要发展成一次怪事不断高潮迭起的疯狂冒险了…… 本片为系列喜剧《寻堡奇遇》第三集。