2. Use data to make an animation.1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.Ctrl + Q: Opens and closes the save dialog boxThe police continued their search around. 200 meters south of the house was an abandoned pumping station. After careful investigation of the wall to the west of the pumping station, the investigators made another major discovery: some dripping and scratching blood. The blood was covered with loess, but traces could still be seen. Following the blood, the investigators carried out a blanket investigation to the south and found a hidden cave 100 meters away from the pumping station. The terrain was relatively partial and it was difficult to find. When the investigators approached the entrance of the cave, dripping blood appeared on the rock wall under the entrance of the cave. Intuition told the investigators that the cave would uncover the mystery of the disappearance of the couple. They carefully entered the cave to explore, From the outside to the inside, the space in the cave gradually widened. There was a large amount of corn straw on the ground. The corn straw was piled thickest in the northwest corner. Investigators moved the straw upward and found a relatively small foot. After another move, they found two other relatively large feet. Preliminary analysis showed that one man, one woman and two bodies were inside. After identification, the two bodies in the cave were newly married couple Sun Gang and Li Hong.杨长帆则完全傻眼了，第一他不认识回家的路，第二这里没有路灯，第三没了交通工具。该剧讲述了卖糖小贩肖叮叮从小混混成长为大英雄的传奇故事。因此，小娃儿早就想好了要求祖宗的事。
