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1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.剧本由马蒂亚斯·卡鲁索创作，故事讲述一种病毒感染了一个公司的法务部，而在同一天律师德里克·桑德斯被同事陷害并且被不公平地开除。这种感染会使人们表现出最原始和野性的冲动。被困在被隔离的大楼里，我们的英雄主人公只能竭尽全力通过野蛮地拼斗，夺回属于自己的工作和人生。一个以血开始的故事，一个以血结束的故事，一片神秘的橄榄林，孕育着生命，更埋藏着深深的情仇。阴谋是否最终大白天下，亲情能否战胜法理，正义是否得到昭雪，一切都在那片神秘的橄榄林……在一片充满神秘而又诡秘气氛的橄榄林里，埋藏着一座惊天的宝藏。这个宝藏正是金州大文物商肖振雄一辈子所孜孜以求的财富。但是通往宝藏的秘密只有刘汉的父亲。虽然特征和目的都不清楚，但是工作得很不自然，料理和洗衣服都很恐怖，非常完美。动画电影《瑞雪兆丰年》主要讲述了两只长白山怪兽得知自己的前世是长白山天池神龙，想要重新变回神龙，就必须吃掉千年人参“参大福”。在这个过程中，两位神龙和小伙伴们发生了一系列好玩有趣的故事。这部将时代背景转换到现代的福尔摩斯故事，地点也放到了美国纽约城，可以说基本和原作已经相去甚远了。故事讲述了Sherlock Homles一位苏格兰警视厅的前顾问，因为药瘾问题来到纽约的康戒中心修养，在生活重新回到正轨后和一名叫Joan Watson（刘玉玲饰演）的前急救医师生活在布鲁克林。当然了，这位Watson也有着自己的问题。祁小智意外来到精灵世界，结识了精灵世界的好伙伴，有精灵猎人苏瑾、陆大班，活泼可爱精灵搭档火暴暴、金刚虎、水玄武，他们在冒险中不断学习和历练。但是，邪恶的力量不期而遇，正在破坏精灵世界的美好家园。他们团结一心，利用勇气、智慧和友情等精神力量，一起抵抗恶势力，守护精灵世界的安全与和平。